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Form 1095-A online Clarksville Tennessee: What You Should Know

Who's Eligible for Tax Credits? What Are the Qualified Health Plans, and How Do I Choose Them? A Qualified health plan (DHCP) is provided by an Exchange and is the cheapest available way to buy a health plan. DHCP plans are sometimes referred to as the “catastrophic” plan. Qualified health plan (HP) plans usually provide high-deductible plans that cover most but not all the expenses under the plan including your premiums. The premium for a HP plan usually must cover 100% of your health insurance out-of-pocket costs. The premium may not pay for more than 90% of your health insurance out-of-pocket costs. There must be some way to pay that remaining premium, unless you qualify for other help with the premium payment. Qualified health plans are usually called Silver plans or Gold plans. Qualified Health Plan (HP) Tax Credits A Qualified Health Plan (HP) Tax Credit provides a tax benefit to eligible individuals and families for paying more for a qualified health plan. Tax Credits can be taken to reduce the price of a Qualified Health Plan (HP) by the least of 2-3 times the amount of the tax credit per month (for 2018), or 1,500 per household member if household income is below 400 percent of the federal poverty level (FLIP) amount in 2017, or 11,490 for a family of four with coverage in 2017. Qualified health plans are not guaranteed health care coverage.

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